Get Your Money Questions Answered

Get objective, advice-only financial guidance.
No commissions. No product sales. No asset-based fees.

How You Build Financial Confidence

Advice-only planning across your entire financial life so nothing is left to guesswork.

Take Control of Your
Day-to-Day Finances

Build a Clear Plan
for the Future

Make Informed
Investment Decisions

Stay Organized
and On Track

From building a plan to managing your money day to day, you'll have a clear system and know exactly what to do next.


Simple & Transparent Pricing

Get help with a single decision or build a full plan.
You decide what you need.

Hourly Advice

$200  /hour

Focused guidance for specific issues or decisions.

  • Set up or refine your budgeting system

  • Clarity on a specific financial decision

  • Clear next steps you can act on immediately


Limited questions or help getting your daily finances on track.

Project-Based Planning

Starting at  $750  /project

A personalized financial plan tailored to your goals.

  • Integrated strategy across all areas of your financial life

  • Actionable plan with defined next steps

  • Built around your goals, priorities, and timeline


A personalized financial plan covering the areas you select.

Ongoing Guidance

Starting at  $1,200  /year

Continued support and accountability as your plan evolves.

  • Regular check-ins to stay on track

  • Adjustments as your life evolves

  • Ongoing support for financial decisions


Ongoing support and accountability over time.

Real Experiences

I scheduled an appointment with Jennifer to get a better understanding of my cashflows, especially between multiple accounts in multiple currencies. Jennifer has both a deep understanding of finances and a nonjudgemental way of approaching financial conversations. I was able to visualize my spending, better understand my cashflows, and make informed decisions about managing my finances.

Kris M, Portugal

Working with Jennifer was such a positive experience. I went into my first appointment not really knowing what to expect, and she immediately put me at ease. She explained everything clearly and simply, and her calm, approachable style made it easy to ask questions whenever they came up.

Kathy S, Minnesota

Regular check-ins with Jennifer made all the difference for me! She helped me stay accountable and gave me the confidence that I would always have a dedicated space to ask questions and get clear, thoughtful guidance. Developing a personal budget with Jennifer gave me incredible peace of mind during a career transition.

Amy M, Minnesota

Testimonials provided by individuals who received financial guidance. No compensation was provided. Testimonials are not a guarantee of future results or experience.

Jennifer "Jenna" Cropper, CPA

I help individuals and families make clear, confident financial decisions without commissions, product sales or asset-based fees.I am a CPA with over twenty years of experience in accounting, financial analysis, planning and advisory roles, including time at Deloitte and in CFO-level leadership roles.My approach is simple: help you understand your options, make informed decisions, and manage your money in a way you can actually follow through on day to day.

Jennifer Cropper, CPA

I help individuals and families make clear, confident financial decisions without commissions, product sales or asset-based fees.I am a CPA with over twenty years in financial planning and advisory work, including time at Deloitte and in CFO-level leadership roles.My approach is simple: help you understand your options, make informed decisions, and manage your money in a way you can actually follow through on day to day.


Privacy Policy

Fairforest Financial LLC
Effective Date:
April 1, 2026

1. Introduction
Fairforest Financial LLC (“we,” “our,” or “us”) is committed to protecting your privacy and
handling your personal information with care and transparency.
This Privacy Policy explains what information we collect, how we use it, and how we protect
it when you use our website or engage our services.
By using our website or working with us, you agree to this Privacy Policy

2. Information We Collect
We collect only the information necessary to provide our services.
Personal Information You Provide
   ● Name
   ● Email address
   ● Phone number
   ● Information you choose to share during consultations (including financial details)
Scheduling and Communication Information
   ● Information submitted through scheduling tools (e.g., Microsoft Bookings)
   ● Email, text, or other communication correspondence
We do not actively collect or use personal information for website analytics or advertising
purposes. However, limited technical data (such as basic connection information) may be
collected automatically by hosting providers or third-party platforms.

3. How We Use Your Information
We use your information to:
   ● Provide financial coaching and advisory services
   ● Schedule and manage appointments
   ● Communicate with you about your services
   ● Maintain internal records of client interactions
   ● Comply with legal and regulatory obligations
We do not sell or rent your personal information.

4. Sharing of Information
We may share your information only as necessary to operate our business or comply with
legal requirements.
This may include:
   ● Service providers (such as scheduling platforms, communication tools, or financial
planning software)
   ● Regulatory or legal authorities, if required
These third-party providers operate under their own privacy and security policies, and we
do not control their independent data practices. We do not share your information for
marketing or advertising purposes.

5. Data Security
We use reasonable administrative and technical safeguards to protect your information.
However, no method of transmission or storage is completely secure, and we cannot
guarantee absolute security.

6. Your Rights and Choices
You may:
   ● Request access to your personal information
   ● Request corrections to inaccurate information
   ● Request deletion of your information, subject to legal or recordkeeping
requirements
Requests can be made using the contact information below.

7. Third-Party Services
We use third-party tools to support our services (such as scheduling platforms and
financial planning tools). These providers may collect and process your information
according to their own privacy policies.
We encourage you to review those policies where applicable.

8. Children’s Privacy
Our services are not intended for individuals under the age of 18, and we do not knowingly
collect information from children.

9. Regulatory Status and Services
Fairforest Financial provides advice-only financial planning and coaching services.
   ● We do not take custody of client assets
   ● We do not execute trades on behalf of clients
Prior to registration as a Registered Investment Adviser (RIA):
Services are limited to financial education and coaching.
Upon registration as an RIA:
Services will be provided in accordance with applicable laws and regulations, including
disclosures contained in Form ADV and related documents.
YNAB Certified Coach Disclaimer
Jennifer Cropper is a YNAB Certified Coach, which means she has been trained to coach people on using the YNAB software and the YNAB method. She has met select requirements established by YNAB in order to receive this certification and demonstrate competency in coaching YNAB users. She is not an employee of YNAB, and all non-YNAB related opinions and recommendations are her own. Her views do not reflect the views of YNAB and its employees or its affiliates.

10. Data Retention
We retain personal information only as long as necessary to:
   ● Provide services
   ● Maintain business records
   ● Comply with legal, tax, or regulatory requirements

11. Changes to This Policy
We may update this Privacy Policy from time to time. Any updates will be posted on this
page with a revised eƯective date.

12. Contact Information
If you have questions about this Privacy Policy, please contact:

Fairforest Financial LLC
Email: [email protected]
Location: Spartanburg, South Carolina